Research Catalog

Insufficient funds : savings, assets, credit, and banking among low-income households

Title
Insufficient funds : savings, assets, credit, and banking among low-income households / edited by Rebecca M. Blank and Michael S. Barr.
Publication
New York, N.Y. : Russell Sage Foundation, [2009], ©2009.

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Details

Additional Authors
  • Blank, Rebecca M.
  • Barr, Michael S.
Description
x, 326 pages : illustrations; 25 cm.
Series Statement
The National Poverty Center series on poverty and public policy
Uniform Title
National Poverty Center series on poverty and public policy.
Subject
  • Financial services series > Case studies
  • Low-income consumers > Case studies
  • Finance, Personal > Case studies
  • Households > Economic aspects > Case studies
Bibliography (note)
  • Includes bibliographical references and index.
Contents
Ch. 1. Savings, Assets, Credit, and Banking Among Low-Income Households: Introduction and Overview / Michael S. Barr and Rebecca M. Blank -- Pt. I. The Financial Lives of Low-Income Families -- Ch. 2. The Assets and Liabilities Held by Low-Income Families / John Karl Scholz and Ananth Seshadri -- Ch. 3. Financial Services, Saving, and Borrowing Among Low- and Moderate-Income Households: Evidence from the Detroit Area Household Financial Services Survey / Michael S. Barr -- Ch. 4. Banking Low-Income Populations: Perspectives from South Africa / Daryl Collins and Jonathan Morduch -- Ch. 5. Savings Policy and Decisionmaking in Low-Income Households / Sendhil Mullainathan and Eldar Shafir -- Pt. II. Exploring Patterns of use and Policies by Type of Asset -- Ch. 6. Using Financial Innovation to Support Savers: From Coercion to Excitement / Peter Tufano and Daniel Schneider -- Ch. 7. Individual Development Accounts and Asset-Building Policy: Lessons and Directions / Michael Sherraden -- Ch. 8. Homeownership: America's Dream? / Raphael W. Bostic and Kwan Ok Lee -- Ch. 9. Patterns of Credit Card use Among Low- and Moderate-Income Households / Ronald J. Mann -- Ch. 10. Immigrants' Access to Financial Services and Asset Accumulation / Una Okonkwo Osili and Anna L. Paulson.
ISBN
  • 9780871540782
  • 0871540789
LCCN
  • 2008046478
  • 40016656267
OCLC
  • ocn272304294
  • 272304294
  • SCSB-9054461
Owning Institutions
Columbia University Libraries