Research Catalog
Auto insurance reform in Michigan : what can the data tell us? / Paul Heaton.
- Title
- Auto insurance reform in Michigan : what can the data tell us? / Paul Heaton.
- Author
- Heaton, Paul, 1978-
- Publication
- Santa Monica, CA : RAND, 2010.
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1 Item
| Status | Format | Access | Call Number | Item Location |
|---|---|---|---|---|
| Text | Request in advance | HG9970.35.M5 H43 2010 | Off-site |
Details
- Description
- 7 p. : ill. (some col.); 28 cm.
- Summary
- Legislators and consumer groups in Michigan have recently proposed a number of reforms designed to reduce the costs of auto insurance in the state. In this paper, the author examines how auto-crash claiming patterns in Michigan differ from those in other states and considers how these differences might affect consumer costs. It shows that the fact that premiums are higher in Michigan than in other states can be explained by higher levels of reimbursement provided to injury victims and their medical providers. This pattern suggests that reforms that change claiming behavior may have considerable potential for lowering auto premiums in Michigan.
- Series Statement
- Occasional paper ; OP-293-ICJ
- Uniform Title
- Occasional paper (Rand Corporation) ; OP-293-ICJ.
- Subject
- Bibliography (note)
- Includes bibliographical references.
- Processing Action (note)
- committed to retain
- ISBN
- 9780833049551 (pbk. : alk. paper)
- 0833049550 (pbk. : alk. paper)
- LCCN
- ^^2010005143
- OCLC
- 511628336
- SCSB-10184328
- Owning Institutions
- Harvard Library